Comprehensive Protection Across Land, Sea & Air

What Is Marine and Transit Insurance?

From the warehouse door to the final drop off, your goods pass through a lot of hands and a lot can go wrong along the way.

Marine and transit insurance protects your goods and stock against loss or damage while they’re on the move, whether that’s by road, rail, sea or air. Ensuring coverage for every leg of the journey. Think of it as a safety net for your supply chain. If a shipment is stolen, a container is damaged at port, or freight is written off in a road accident, you’re not left carrying the cost.

As a dedicated Sydney business insurance broker, CIG tailors marine and transit policies to protect small-to-medium enterprises (SMEs) across Australia from the financial impact of transit supply chain disruptions, cargo theft, and physical damage.

Don’t let one bad delivery become a major loss. Get marine and transit insurance that travels with your goods for every kilometre and shipment. Submit an insurance inquiry with CIG today, and we’ll get you the right coverage.

What Does Marine and Transit Insurance Cover?

If you are transporting raw materials interstate or exporting high value stock overseas, the right insurance policy depends on how your goods travel, and who’s carrying them. Consider these key types of cover to compare.

Marine Cargo Insurance (Imports & Exports)

Protects goods shipped internationally by sea or air against damage, loss and theft.

Goods in Transit Cover (Domestic)

Covers stock and materials moving within Australia by road or rail against accident damage, load shift, theft and loss en route.

Carriers' Liability Cover

For transport and logistics businesses, it protects you if goods you’re carrying for a customer are damaged or lost while in your care.

Own Vehicles vs Third-Party Carriers

Whether your goods travel in your own delivery vans or with a freight company, marine and transit insurance can be tailored to cover both, so there’s no gap when a courier’s liability falls short.

Who Needs Transit Insurance?

If your business moves goods the short answer is yes. Marine and transit insurance isn’t just for big freight companies. It’s built for a range of businesses, see below if your business is included.

Importers and exporters

Receiving containers of stock from overseas, or shipping Australian products to international buyers.

Wholesalers and distributors

Moving pallets of goods between warehouses, suppliers and retail customers.

Manufacturers

Sending raw materials in and finished products out, where one damaged delivery can stall production or cost a client.

Couriers and transport operators

Carrying customers’ goods means carrying responsibility for them too.

Tradies

Tools, equipment and materials are essential for your role.

E-commerce businesses

Every order you post is stock in transit, and one lost shipment is both a refund and an unhappy customer.

Should I get Transit Insurance?

To work out whether transit cover is relevant to your operations, consider the following questions.

  • Do you ship, courier or transport goods? Whether across town, interstate or overseas?
  • Could your business absorb the cost if a full container, pallet or delivery was lost, stolen or written off tomorrow?
  • Do you rely on third-party carriers or freight forwarders, and do you know exactly what their liability covers, and what it doesn’t?
  • Do you carry stock, tools or equipment in your own vehicles, or leave loaded vehicles parked overnight?
  • Would a damaged shipment mean more than the replacement cost such as a stalled production line, a lost contract, or an unhappy customer you can’t win back?

If you answered yes to even one of these, it’s worth having an experienced broker review your risks. Most businesses that move goods tick several boxes. From a sole trader posting online orders to wholesalers running daily interstate freight, CIG arranges marine and transit insurance tailored to the way your goods actually travel.

How our Brokers Process Works

Detailed Assessment of What You Move, and How

We start by listening. Whether you’re posting parcels daily or importing containers quarterly, we map out what you transport, the routes it takes, who carries it, and where the risks hide.

Compare Policies From Australia’s Top Insurers

We put your risk profile to the market and compare marine and transit insurance options from Australia’s leading insurers, laying out your coverage options and costs.

Tailor Your Sums Insured & Transit Limits

Many insurance services leave gaps. We calibrate your sums insured and policy conditions to match the real value of what’s moving, so you’re never over paying or are undercovered.

Partner for the Long Term

Unlike traditional brokers, we don’t disappear once the policy is placed. When something goes wrong in transit, we advocate for you through the claim, and as your business grows, we adjust your protection to keep pace.

Ready to get started? Get in touch with a CIG broker today.

Common Insurance Types for Australian Transit and Marine Businesses

Not sure which structure fits? Goods in transit are only part of the picture. If you run a transport or logistics operation, these covers work alongside your transit insurance. Your CIG broker will recommend the right policy type based on how often, and how far your goods travel.

Coverage Type Best Suited For Key Scope
Annual Transit Policy Businesses move stock continuously throughout the year. Automatic, ongoing protection for all shipments over a 12-month period.
Single Transit Policy Businesses making occasional or high value one off shipments. Custom coverage tailored strictly to a single voyage or journey.
Carriers Liability Freight forwarders, logistics firms, and transport operators. Protects the transporter against legal liabilities for client cargo damage.

Why Choose CIG Insurance

Choosing a broker is really choosing who’s in your corner when something goes wrong, that’s why Australian businesses choose CIG as their choice of brokers.

20+ Years Protecting Australian Businesses

Two decades of experience means we’ve seen the claims that catch businesses out, and we build cover to avoid them.

Access to Australia's Top Insurers

We’re not tied to one provider. We source and compare policies across the market to find the right fit at the right price.

Proactive Claims Management

When a shipment goes missing or arrives damaged, we don’t hand you a phone number. We manage the claim and advocate for your outcome.

Built for Small-to-Medium Enterprises (SMEs)

No call centres, no cookie-cutter policies. As Sydney-based insurance brokers serving businesses across Australia, we tailor every marine transit policy to the way your business actually moves goods.

Marine and Transit Insurance Starts with CIG

Don’t leave your assets to chance on the open journey.

From Sydney warehouses to global ports, protect every shipment with tailored coverage that keeps your business moving forward.

Secure your supply chain today and protect your freight by speaking to an experienced Sydney marine and transit insurance broker today at CIG.

Curious about Marine and Transit Insurance?

Speak To One Of Our Brokers Today